The most popular digital payment systems in Indonesia are GO-PAY, OVO, and DANA.
Before the digital payment system, Indonesian people still use large amounts of cash.
Despite having a rapidly growing digital payment system, Indonesian people still choose to pay with cash in several transactions.
In Indonesian, the term cashless is often referred to as without cash.
Indonesia has a national electronic payment system called the National Payment Gateway (NPG).
Bank Indonesia has an important role in the regulation and supervision of the payment system in Indonesia.
In addition to the digital payment system, Indonesia also has a traditional payment system such as demand deposits and checks.
Payment using a credit card is still not popular in Indonesia because of the many costs that must be borne by the user.
In 2019, Indonesia officially launched the QRIS (Quick Response Code Indonesian Standard) payment system that allows the public to make payments using the QR code.
Indonesian people still often use traditional payment systems such as sending money through post offices or shipping services.
