10 Abubuwan Ban Sha'awa About Retirement Planning

Transcript:

Languages:

• Tsarin fansho na fansho shine tsarin aiwatar da kudi don yin ritaya.
• A shekarar 2019, kusan kashi 42% na manya a Amurka ba su da ajiyar fansho.
• Yawancin mutane sun fara shirin ritaya yana da shekara 45-54.
• An kiyasta cewa farashin rayuwa yayin ritaya zai iya kaiwa 70-90% na tsadar rayuwa yayin aiki.
• Mafi yawan ƙasashe suna da shirye-shiryen fansho na gwamnati, kamar tsaron zaman jama'a a Amurka.
• Zuba jari mai hankali da kuma rarrabuwar kawuna na iya taimakawa karuwar tanadin fansho.
• Za a iya saka tanadin fensho a cikin kayan kuɗi daban-daban, kamar hannun jari, shaidu, ko kudaden juna.
• Wasu kamfanoni suna ba da shirye-shiryen Ma'aikatan Ma'aikaci, kamar 401 (k) a Amurka.
• Mutane da yawa sun zabi saka hannun jari a duk hanya don shirya kansu don yin ritaya.
• Tsarin shirin ritaya ya ƙunshi tunanin dalilai kamar tsammanin rayuwa, farashin kiwon lafiya, da hauhawar farashin kaya.